Accelerated Risk Management Solutions

Terms of Use

Effective date: November 14, 2025

1. Introduction

Welcome to the website of Accelerated Risk Management Solutions Inc. ("ARMS Consultancy", "ARMS", "Company", "we", "us", or "our").

These Terms of Use ("Terms") govern your access to and use of our websites, microsites, client portals, online forms, and any other digital services operated by ARMS (collectively, the "Site"). By accessing or using the Site, you acknowledge that you have read, understood, and agree to these Terms and our Privacy Statement.

The Site and its content are intended for use by professionals and organizations engaged in or seeking compliance, risk management, or advisory services. It is not intended for personal or consumer use.

If you do not agree with these Terms, please discontinue use immediately.

2. Scope and Application

These Terms apply to all users of the Site, including visitors, clients, partners, and prospective employees. They also apply to any content, materials, communications, or services provided through the Site.

Separate written engagement agreements govern the provision of professional services to clients and supersede these Terms where inconsistent.

3. Purpose and Professional Standards

This Site provides general information about ARMS and its services. It is made available for informational purposes only and is not intended to render accounting, tax, consultative, investment, legal, or other professional advice or services, in any form.

The Site is not intended to constitute the basis for any decision or course of action. Laws, regulations, and circumstances change constantly.

Users should consult professional advisors before making decisions based on information found here. The Site and all content are provided on an "as is" and "as available" basis. Use of the Site is at your own risk.

ARMS conducts all services in accordance with applicable professional, legal, and ethical standards and maintains independence and objectivity in every client engagement.

4. No Client Relationship

Use of this Site, including submission of forms or email communication, does not create a client relationship with ARMS. A client relationship arises only upon mutual agreement in writing through an executed engagement or statement of work. Receipt of an email or website inquiry does not establish any professional or fiduciary duty.

5. Use of Site and Conduct

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to:

  • use the Site in a way that violates applicable law or regulation
  • transmit malicious code, unauthorized content, or automated data extraction tools
  • attempt to access secure areas without authorization
  • misrepresent your identity or affiliation
  • interfere with or disrupt the Site's security or functionality

ARMS reserves the right to suspend or restrict access to the Site at any time to maintain security or operational integrity.

6. Intellectual Property

All materials on this Site, including text, graphics, logos, and images, are owned or licensed by ARMS and are protected by copyright and intellectual property laws. You may view materials for internal business reference only. Reproduction, modification and redistribution of Site content is prohibited without our prior written consent.

7. Confidentiality and Data Handling

ARMS applies commercially reasonable administrative, technical, and physical safeguards to protect information transmitted through the Site.

However, internet communications, including email, may not be confidential. Do not send sensitive, proprietary, or personal client data through general contact forms or email.

Confidential data should be exchanged only through secure channels designated by ARMS under an executed engagement. ARMS assumes no liability for confidential information transmitted outside such secure channels.

8. Client and Partner Portals

Access to client or partner portals is restricted to authorized users. User credentials are personal and must not be shared. Users are responsible for maintaining the security of their accounts and any information submitted.

ARMS may suspend or revoke access without notice for misuse, security risk, or system maintenance.

9. Professional Conduct and Conflicts

ARMS maintains independence and objectivity in all engagements and is committed to avoiding conflicts of interest. We may decline or terminate an engagement if a conflict arises or if continuing the relationship could impair our professional judgment or legal obligations. ARMS adheres to recognized ethical and regulatory standards governing compliance and advisory practice.

10. Limitation of Liability and Disclaimers

ARMS takes reasonable care to ensure that information on the Site is accurate and current.

ARMS makes no warranty or representation as to the accuracy, quality, or completeness of information on this Site. We expressly disclaim all warranties and conditions, including merchantability and fitness for a particular purpose, and disclaim any liability for loss or damages resulting directly or indirectly from the use of information on this Site, including any personal information provided by visitors or users.

Users assume all risks regarding the suitability and accuracy of Site content. The Site and its information are provided "as is" without any warranty of any kind.

ARMS expressly disclaims any liability regarding links to other websites or any information, products, or services they contain. Links are provided for convenience and do not imply endorsement, approval, or responsibility for external content.

To the fullest extent permitted by law, ARMS shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site, even if advised of the possibility of such damages.

Nothing in these Terms limits liability for gross negligence, willful misconduct, or statutory obligations that cannot be excluded.

11. Third-Party Tools and Links

The Site may include links to third-party websites or integrations with scheduling, analytics, or other technology providers.

ARMS does not control or endorse these third parties and assumes no responsibility for their content, security, availability, or privacy practices. Your use of any third-party site is at your own risk and governed by that site's terms and policies.

12. Compliance with Laws and Export Controls

Users must comply with all applicable laws, including privacy, data protection, sanctions, and export-control regulations, in connection with their use of the Site.

ARMS may restrict access from jurisdictions where use of the Site may contravene local laws.

13. No Professional Advice

The Site is not intended to form the basis of any business or compliance decision.

Users are cautioned that communications or materials provided through the Site do not constitute legal, compliance, or regulatory advice.

ARMS and its affiliates expressly disclaim any liability for reliance on Site information, including any regulatory summaries or educational materials.

14. Electronic Communications and Records

By communicating electronically with ARMS, you consent to receive communications in electronic form and acknowledge that such records, when stored by ARMS, constitute written communications for all legal purposes.

ARMS may retain, monitor, or review communications as permitted by law and in accordance with its record-retention and compliance obligations.

15. Indemnification

You agree to indemnify and hold harmless ARMS, its partners, principals, officers, directors, employees, agents, affiliates, and authorized representatives from any claims, losses, or expenses arising from your misuse of the Site or violation of these Terms.

16. Site Modifications

ARMS reserves the right to modify, suspend, or discontinue any aspect of the Site, including information, services, and technical specifications, at any time without notice.

We may also revise these Terms periodically, and your continued use of the Site constitutes acceptance of the revised version.

17. Governing Law and Jurisdiction

Any legal questions or disputes arising from the use of the Site shall be governed by the laws of the Province of Ontario and the laws of Canada applicable therein.

The courts of Ontario shall have exclusive jurisdiction over any disputes relating to these Terms or your use of the Site.

18. Definitions and Scope of Liability

For the purposes of these Terms, Accelerated Risk Management Solutions Inc. includes its related or affiliated partnerships, its partners, principals, employees, agents, and authorized representatives, as well as affiliated corporations and their respective officers, directors, shareholders, employees, agents, and authorized representatives.

19. Entire Agreement and Severability

These Terms, together with the Privacy Statement and any supplemental notices posted on the Site, constitute the entire agreement between you and ARMS regarding Site use.

If any provision is found invalid or unenforceable, the remaining provisions continue in full force and effect.

20. Changes to These Terms

We may modify these Terms from time to time. The latest version will always be available on this Site, with the effective date noted. Continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

21. Contact Information

For any questions regarding these Terms, please contact:

Accelerated Risk Management Solutions Inc.

Email: support@armsconsultancy.com

Toronto, Ontario, Canada